Don't forget to factor in closing costs when considering a home sale or purchase. Prudential California Realty is experienced at helping both buyers and sellers when it comes to closings. E-mail or call us today at 626-440-5100 if your needs include a professional REALTOR® ready for the business side of real estate.

Closing costs you should expect

There are certain basic costs related to closing the sale of a house. These fees are commonly divided between the buyer and seller, as directed in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in California to help lead you through your process.

Loan-related closing costs    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your transaction, I'll not only work to get the very best sales price, but I'll also campaign for limited closing costs. And once we've come to an agreement, I'll explain in detail the closing costs so you are aware of exactly where your money is going.

Buyers: If you are buying a property in Los Angeles County, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a tolerable range so you're not astonished when you show up at the closing appointment. I'll be glad to look over the GFE with you, answering your questions and highlighting any estimates that seem off.

Castle & Home Realtors 350 S. Lake Avenue #207 Pasadena, CA 91101
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